Workers’ Compensation Resources for Employers

Workers’ compensation is a state-regulated insurance system that provides covered employees with income and medical benefits if they are injured on the job or have a work-related injury or illness. Workers’ compensation insurance coverage limits an employer’s liability if an employee brings suit against the employer for damages. In Texas private employers can choose whether or not to carry workers’ compensation insurance coverage.

Texas employers who do not carry workers’ compensation insurance coverage are required to report their non-coverage status and work-related injuries and occupational diseases to the Division of Workers’ Compensation (DWC). Employers who do carry workers’ compensation insurance coverage are required to report all known occupational disease and any work-related injuries that result in more than one day of lost time. Employers that fail to meet these requirements commit an administrative violation and may be subject to administrative penalties.

• About Workers’ Compensation
• Information for Employers with Workers’ Compensation Insurance Coverage
• Information for Employers without Workers’ Compensation Insurance Coverage
• How a Workers’ Compensation Claim Works
• Employer Frequently Asked Questions (FAQs)
• Return to Work: Getting Your Employee Back to Work Safely
• Workers’ Compensation Health Care Networks
• Workplace Safety
• Complaint Resolution

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About Workers’ Compensation

• What is Workers’ Compensation?
• Workers’ Compensation Insurance Information
• Workers’ Compensation Insurance Coverage Data

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Information for Employers with Workers’ Compensation Insurance Coverage

• Shopping for Insurance Coverage
• Certified Self Insurance
• Group Self Insurance – Private employers that have established a workers’ compensation self-insurance group under TLC, Chapter 407, Subchapter A are regulated by the Texas Department of Insurance. For information call 512-322-3507.
• Employer Coverage Forms and Notices
• Fact Sheet: Employer Rights and Responsibilities | Derechos y Responsabilidades del Empleador
• Act
  • 406.005, 406.007, 406.033 and 406.034
  • 408.003
  • 409.005 and 409.006
  • 411.032 and 411.103
• Rules
  • 28 TAC 110.101, Subchapter B
  • 28 TAC 110.103 and 110.105
  • 28 TAC 120.1, 120.3 and 120.4
  • 28 TAC 126.13
  • 28 TAC 129.7
  • 28 TAC 160.1 and 160.3
• Injured Employee Rights and Responsibilities
• CY 2012 Adjusted Gross Annual Payroll Requirements Determined for Coverage of Seasonal Workers (PDF)

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Information for Employers without Workers’ Compensation Insurance Coverage

• Information for Workers’ Compensation Non-Subscribers
• Fact Sheet: Non-Covered Employers
• Forms
  • DWC Form-005, Employer’s Notice of No Coverage or Termination of Coverage
    • File a DWC Form-005 Online | Frequently Asked Questions | Electronic Filing Best Practices | Electronic Filing Technical Tips
  • DWC Form-007, Employer’s Report of Non-covered Employee’s Occupational Injury or Disease
• Employer Non-Coverage Notices
• Act
  • 406.004
  • 406.005
  • 411.032
• Rules
  • 28 TAC 160.2
  • 28 TAC 110.101, Subchapter B

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How a Claim Works

• Report an Injury (DWC Form-001)
• FAQ: One of my employees was injured. What do I do?
• Employee Benefits ( fact sheets)
• Dispute Resolution
  • Information for Participants in a Benefit Review Conference
  • Indemnity Dispute Settlement Guidance
  • Dispute Resolution

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Complaint Resolution

• Reporting Your Complaint
• File a Complaint Online

 

For more information contact: WorkersCompCustomerServices@tdi.texas.gov

 

 

Williams, McClure & Parmelee is dedicated to high quality legal representation of businesses and insurance companies in a variety of matters. We are experienced Texas civil litigation attorneys based in Fort Worth who know Texas courts and Texas law. For more information, please contact the law firm at 817-335-8800. The firm’s new office location is 5601 Bridge Street, Suite 300, Fort Worth, Texas 76112.